Net Worth Calculator

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1. Assets & liabilities

Current estimated values

Currency symbol (display only)

Assets (what you own)

Asset	Value	Move / remove

Assets: —

Liabilities (what you owe)

Liability	Amount owed	Move / remove

Liabilities: —

2. Result

—

Enter the values of your assets and liabilities, then press Calculate net worth.

Educational estimate only — not financial advice. The result depends entirely on the values you enter.

About this tool

About Net Worth Calculator

Net Worth Calculator adds up what you own and what you owe and shows your net worth as total assets minus total liabilities. Separate, editable sections cover assets such as cash, investments and property, and liabilities such as loans and credit cards. Negative results are shown clearly. Educational estimate only — not financial advice.

Net worth gives a single snapshot of your overall financial position. Listing items separately makes it easy to see what drives the total and to update it over time.

How to use

Step by step

Choose a currency symbol (display only).
Enter the current estimated value of each asset.
Enter the amount owed on each liability.
Rename, add, remove or reorder rows as needed.
Press Calculate net worth, then copy or download the summary.

Key features

What it offers

Net worth = total assets − total liabilities
Separate editable sections for assets and liabilities
Add, remove, rename and reorder rows
Running totals for each section
Negative net worth displayed with a minus sign
Summary includes all rows, totals and disclaimer

Best practices

Tips for best results

Use realistic current values rather than purchase prices.
Include every debt, including small balances.
Use the same currency for every amount.
Recalculate periodically to see how the figure changes over time.

Benefits

Why people use it

Snapshot

Your overall position in one figure.

Itemised

Assets and liabilities listed separately.

Honest

Negative results shown as they are.

Private

Nothing is stored or sent.

FAQ

Common questions

Net worth = total assets − total liabilities. Total assets is the sum of your asset rows and total liabilities is the sum of your liability rows.

Use a current estimate of what the asset is worth — for example an account balance, the current value of investments, or an estimated market value for property or vehicles. Estimates make the result an estimate too.

Yes. If your liabilities are larger than your assets, the result is shown as a negative amount with a minus sign. That is a normal, valid result for this calculation.

Yes. Each section has an Add button, the names can be edited, the arrows move a row up or down, and ✕ removes it. Rows with no amount are ignored. Reset restores the original rows.

No. It only changes the symbol shown. Enter every amount in the same currency; nothing is converted and no exchange rates are fetched.

No. The figures exist only in this page while it is open. Nothing is stored in your browser or sent to a server.

As a starting point for your own understanding. Educational estimate only — not financial advice.

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Private by design

This runs entirely in your browser

No file or text you enter here is uploaded. Encoding and decoding happen on your device using native browser APIs — close the tab and nothing remains on a server.

How privacy works